Investment

"Therapy is a gift. It is a chance to finally be heard, understood and supported"

-Bessel Van De Kolk

Payment

60 minute sessions $260
90 minute sessions $340

Fees are collected at the times of the session via Ivy Pay app.

I accept all major credit cards, cash, Care Credit, Health Spending Accounts (HSA) or Flexible Spending Accounts (FSA).

**A sliding scale may be available on a case by case basis for financial need.

Reimbursement from insurance

I am an out-of-network provider with all insurances. Preferred Provider Organization plans (PPO’s) or Out Of Network (OON) benefits allow you to receive full or partial reimbursement, which many times is 40-80% of the allowable rate! Check your benefits through a helpful website, Thrizer here.

There are two ways to use your out of network benefits for insurance:

1. You submit the superbills to your insurance on your own.

I can provide you with a superbill (receipt of your payment) for you to submit to insurance for reimbursement. Please contact your insurance for more information. Some helpful questions to ask include:

- Does my health insurance plan include out-of-network mental health benefits?
- Do I have a deductible? If so, what is it and have I met it yet? (Also ask them to explain how deductibles work if you are unfamiliar with the process).
- Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
- Do I need written approval from my primary care physician in order for services to be covered?
- How do I submit my superbill for reimbursement?

2. I submit the superbills to your insurance for you.

I have partnered with Mentaya, a service that streamlines getting reimbursed for your therapy sessions through out-of network benefits. I will do the work for you, saving you all the time and hassle! It’s risk-free: They guarantee claims are successfully submitted, or a full refund of their fees.

Mentaya is perfect if you:

- Have out-of-network benefits
- Feel overwhelmed by superbills and insurance
- Have submitted superbills but failed to get any reimbursement
- Simply want to skip the hassle of paperwork!

How it works:

1. Sign up for Mentaya here.
2. Our practice will enter your sessions into the platform.
3. Mentaya processes a 5% fee per claim to the client, and handles submitting the claim, any paperwork required, dealing with denials, and calling insurance companies.
4. You get reimbursed by insurance!

What are the benefits of NOT using my insurance?

Receive expert care – Experienced clinicians often don’t accept insurance due to low reimbursement rates, the administrative burden of insurance requirements and limits on patient care. May clinicians start a private pay clinic once they have specialized training, specially in trauma modalities.

Be seen sooner – It can be very difficult to find a therapist who is in-network, accepting new clients, and has a good dynamic with you. If you limit your search by insurance, you may have to spend months on a waitlist before seeing a therapist.

More privacy – Insurance requires me to provide a mental health diagnosis that becomes part of your permanent medical record. Insurance can have access to your files (including notes, treatment plans, etc.). Life insurance policies may also request information about your mental health treatment.

More flexibility for session length and number of sessions – High quality care that focuses on healing, not just bandaging your symptoms, is most effective when it’s not limited to a number of sessions, and length of time dictated by the insurance provider does not know your individual needs. Insurance can “determine” your progress in treatment and if they are willing to pay for additional sessions. When you do not use your insurance, you have the choice to terminate services when YOU feel ready, not when your insurance says so.

Highly personalized services – Private pay therapists often have more specialized practices with more unique and experienced skill sets. Out-of-network therapists can also out-of-the-box solutions. For example, if you are struggling with eating challenges, an out-of-network therapist might go with you to the grocery store or help you cook and eat healthful meals. These are services that an in-network therapist would not be able to bill (so they likely wouldn’t be offered).

Meeting your deductible sooner – A deductible is the amount you have to pay upfront before your insurance coverage kicks in. If you have a $6,000 deductible and you haven’t had any other medical expenses yet in the year, you are responsible for paying up to $6,000 in therapy session fees out-of-pocket before your standard copay applies. This is a case where seeing an in-network therapist and out-of-network therapist can accrue effectively the same cost.

Good Faith Estimate

You have the right to receive a “Good Faith Estimate” explaining how much your mental health care will cost for if you don’t have insurance or are not using insurance. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

You can ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises